Our Services
Ohio holds billions in unclaimed funds across dozens of asset categories. We know where to look — and how to get your money back.
Dormant Bank & Financial Accounts
When a bank account goes untouched for a set period — typically three to five years — Ohio law requires the financial institution to transfer those funds to the state. This includes checking accounts, savings accounts, certificates of deposit (CDs), money market accounts, uncashed cashier's checks, traveler's checks, and the contents of abandoned safe deposit boxes.
Many people are completely unaware that accounts belonging to them, a spouse, or a deceased relative have been turned over to the state. We search the Ohio Division of Unclaimed Funds database and dozens of other sources to identify what's owed to you.
Unclaimed Insurance Proceeds
Life insurance benefits are among the most commonly unclaimed assets in the United States. Beneficiaries often don't know a policy exists, or they've moved and the insurer can no longer locate them. We work to identify death benefits, annuity proceeds, premium refunds, and matured endowment policies owed to Ohio residents and their estates.
We also pursue unclaimed health insurance refunds, long-term care policy proceeds, and group insurance payouts through employer plans.
Stocks, Dividends & Brokerage Assets
Forgotten brokerage accounts, uncashed dividend checks, stock certificates, mutual fund shares, and DRIP (dividend reinvestment plan) balances are frequently transferred to state custody. This is especially common with accounts inherited through estates where the heir was unaware the securities existed.
We identify and facilitate the recovery of these assets through both the Ohio Division of Unclaimed Funds and the Securities and Exchange Commission's lost-and-found database.
Estate & Probate Funds
When estates are probated, funds are sometimes left undistributed — either because heirs cannot be located, addresses are outdated, or the estate was not fully administered. Court-held funds, unclaimed wrongful death settlements, and intestate heirship proceeds can sit unclaimed for years or decades.
We are experienced in locating these funds and assisting rightful heirs with the documentation and legal process required to claim them, including coordination with estate attorneys where necessary.
Utility Deposits & Refunds
Electric, gas, water, telephone, and cable companies hold millions in unclaimed security deposits and credit balances from former customers. When service is discontinued and a customer moves without providing a forwarding address, these refunds often go undelivered and are eventually turned over to the state.
We recover these funds for both individuals and businesses, including commercial utility deposits held for years after a location closes.
Government & Tax Refunds
Federal and Ohio state tax refunds that cannot be delivered — due to an incorrect address on file — are held by the IRS or Ohio Department of Taxation. Municipal overpayments, licensing refunds, and property tax credits can also go uncollected.
We identify undelivered refunds and provide the documentation support needed to update your address and claim what's owed, including coordination with relevant tax authorities.
Additional Asset Categories
Our search covers every category of Ohio unclaimed property, including:
Vendor credits & business-to-business overpayments
Class action settlement proceeds
Mineral rights royalties & oil and gas proceeds
Wage & payroll checks returned undelivered
Money orders & gift certificates
Escrow & title company balances
Not Sure If You Have Unclaimed Funds?
Contact us and we'll search on your behalf — at no charge. If we find something, we'll tell you exactly what it is before we proceed.
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