How It Works
Recovering unclaimed funds involves a clear process. Here's exactly what happens from first contact to funds in your account.
Free Discovery & Search
You reach out to us — no obligation, no cost. We take your name, former addresses, and any relevant estate or business information, then conduct a thorough search across the Ohio Division of Unclaimed Funds, state insurance department databases, SEC lost-and-found records, and additional third-party sources.
If we find funds linked to you, we tell you: what type of asset it is, who's holding it, and the approximate value. You decide whether to proceed. No pressure, no sales pitch.
Finder Agreement
If you want to move forward, we send a written finder agreement — as required under Ohio law — that clearly states our contingency fee percentage, the specific funds we're pursuing, and the terms of our engagement. There are no hidden costs, no upfront fees, and no charges if we don't recover anything.
Ohio state law caps finder fees for certain claim types. We always operate within those limits and disclose everything in writing before we begin any work.
Filing, Documentation & Follow-Up
Once the agreement is signed, we handle the entire claim process on your behalf. This includes gathering required identification documents, preparing and submitting claim forms to the holding agency, obtaining notarization where required, and managing all correspondence with the state or institution holding your funds.
Complex claims — particularly estate funds and insurance proceeds — can require additional documentation such as death certificates, letters testamentary, or proof of heirship. We guide you through exactly what's needed and help coordinate with estate attorneys when necessary.
You Receive Your Funds
Once the holding agency approves the claim and releases the funds, you receive payment directly. Our contingency fee is then invoiced based on the amount successfully recovered — exactly as outlined in your signed agreement. That's it. No surprises.
Most standard claims resolve within 6–12 weeks from submission. More complex estate or insurance claims may take longer depending on the holding agency's review process. We keep you updated throughout.
Typical Recovery Timeline
Initial Search
We search databases and identify funds within 24–48 hours of your inquiry.
Agreement & Docs
Finder agreement sent, signed, and supporting documents gathered.
Claim Filed
Completed claim submitted to the holding agency or state treasury.
Agency Review
The state or institution reviews and verifies the claim. We follow up on your behalf.
Funds Released
Approved funds are disbursed. You receive payment directly from the holding agency.
Our Fee Invoiced
We invoice for our agreed contingency fee only after you've received your funds.
Frequently Asked Questions
Correct. We work on a pure contingency basis. You pay nothing unless we successfully recover funds on your behalf. Our fee is a percentage of whatever we recover, and it's always disclosed in writing before we begin.
Our fee varies by claim type and complexity, and is always disclosed upfront in your finder agreement. Ohio law caps finder fees for state unclaimed property claims. We operate within all applicable limits and never charge more than what is legally permitted.
Yes — for straightforward claims, you can file directly with the Ohio Division of Unclaimed Funds at no cost at com.ohio.gov. We add value in cases where: (1) you don't know what funds exist, (2) the claim is complex (estate, insurance, or out-of-state), or (3) the claim requires documentation and follow-up that you'd prefer to delegate.
We work with heirs, estate executors, and administrators to recover funds belonging to deceased individuals. These claims typically require documentation such as a death certificate, will, letters testamentary, or proof of heirship. We guide you through the full process.
Most standard unclaimed property claims resolve within 6–12 weeks from submission. Insurance proceeds and estate claims can take 3–6 months depending on the holding institution's review process. We provide status updates throughout and actively follow up on your behalf.
Unclaimed property finder services are a well-established, state-regulated industry. Ohio law explicitly governs finder agreements under Ohio Revised Code. Legitimate finders — like Veritas Equity Recovery — provide written contracts, never ask for upfront payment, and never ask for sensitive personal information beyond what's required to file your claim. Be wary of any service that contacts you unsolicited, demands upfront fees, or pressures you to act immediately.
Let's Find What's Owed to You.
A free search costs you nothing. If we find funds, you decide whether to proceed — no pressure, no commitment.
Start Your Free Search